What is worth tokenizing — and why?
HBC brings use cases and people into the same conversation. Asset Tokenization’s research and market perspective can help explore where tokenization creates genuine value.
Tokenisation is a question of digital trust: what does a digital representation mean, who is responsible for the right and how can it be verified?
The rationale first. Technology second.
HBC’s tokenization working group explores rights, assets and regulation. The natural connection with Asset Tokenization is where research meets practical questions — not an endorsement of one technology or provider.
What would the token represent?
Which asset, interest or right is being considered?
What would improve?
Who would benefit, and which existing process provides the comparison?
What still needs investigating?
Which responsibilities, participants and implementation constraints remain open?
Different roles. Shared understanding.
A proposed way to explain the connection. HBC’s working group and the company’s own professional services remain distinct.
Community and use cases
The HBC working group provides a place for questions, different perspectives and shared understanding.
- Clarifying rights and participants
- Identifying open questions
- Connecting research, businesses and implementers
Research and expert judgment
Asset Tokenization describes its work as a service focused on institutional tokenization research, market intelligence and decision support.
- Tracking tokenization markets and participants
- Scoped research and advisory work
- Executive briefings and workshops
Source: Asset Tokenization’s own service description.
Anniina Saari
Founder & CEO, Asset Tokenization
- HBC working group
- Leads the tokenization working group as an external expert.
- Asset Tokenization
- Professional services are agreed separately with the company.
The working group role is not employment at HBC.
Anniina Saari researched digital transformation in capital markets through blockchain technology at Aalto University. Her company connects research and market understanding with institutional tokenization questions.
Anniina’s profile on the company website ↗Working group role: HBC’s current description. Company role and research background: Asset Tokenization, About Us.
From a use case to an informed next step.
Bring a question
Describe the goal, subject and current process.
Build a shared picture
Explore value, participants and missing information with the working group.
Agree what comes next
Any assessment or experiment is scoped separately. No provider is preselected.
Go to the original sources.
The company’s own sources explain its activities. They are not HBC-endorsed joint service commitments.
Research
Publications on tokenization value and institutional adoption.
ASSETTOKENIZATION.COM ↗Market intelligence
Tokenized assets, institutions, platforms and connected market signals.
ASSETTOKENIZATION.COM ↗Professional services
The company’s own description of advisory work, research and workshops.
Structure your tokenization idea.
HBC’s Tokenization Opportunity Explorer helps you describe the asset, rights and open questions through a six-step questionnaire. It provides a rules-based preliminary summary to support discussion.
Open the explorer ↗HBC’s own experimental tool, not an Asset Tokenization service or an expert assessment approved by Anniina. Available in Finnish, English and German. The result is not an implementation recommendation or legal assessment.
Have a question about tokenization?
Bring the topic to HBC’s working group discussion. Commercial services are agreed separately with Asset Tokenization.
Sources checked 17 September 2026 · Discussion draft, not investment or legal advice.